Commentary: New giving models and AI are transforming the future of philanthropy

In a commentary, J.P. Morgan Private Bank Senior Philanthropy Advisor Kate McAdams highlights how philanthropy is evolving as donors adopt AI, embrace more flexible giving strategies, and increasingly favor time-limited philanthropy to accelerate impact. She argues donors are moving beyond traditional private foundations by leveraging a mix of donor-advised funds, LLCs, private operating foundations, and social welfare organizations to address complex social and environmental challenges more effectively. With an estimated $124 trillion set to transfer between generations, McAdams notes that an increasing number of donors are moving away from perpetual philanthropy, choosing instead to deploy capital during their lifetimes to achieve measurable impact.